Time TIME’s picks for the top 25 people to blame for the financial crisis includes everyone from former Federal Reserve chairman Alan Greenspan and former President George W. Bush to the former CEO of Merrill Lynch and you — the American consumer. As you read our choices, we’d like to know who you think deserves the most blame, and the least.

[ I guess it is the cosmopolitan consumer. Spending more than our earnings become a trend not only in developed nations, in developing as well] Mouaz.

See the full list here.

25 People to Blame for the Financial Crisis
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